With many Australian households finding cost of living pressures very real, in this edition we share some simple budget-conscious ideas that can help you save
With many Australian households finding cost of living pressures very real, in this edition we share some simple budget-conscious ideas that can help you save cash at Christmas time.
If you or someone you know is really struggling to meet mortgage repayments, we take a close look at how to ask your lender for hardship assistance. Research has shown that too few people facing financial stress ask for help, but struggling borrowers do have options and we delve into these in our lead story.
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 4.35% at today’s meeting. The decision to keep the cash
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 4.35% at today’s meeting.
The decision to keep the cash rate unchanged reflects a balance between domestic and global economic factors. Inflation in Australia is currently at a three-year low, with the Consumer Price Index (CPI) rising by 2.8% over the year from September 2023 to September 2024. However, policymakers are also mindful of the upcoming U.S. election, the outcome of which has the potential to influence global markets.
Forecasts from major banks and economists suggest we won’t see any significant changes to the cash rate until February 2025 at the earliest, with some suggesting it could even stretch to May 2025.
Today’s decision underscores the importance of staying informed about economic developments and their potential impact on your finances.
Whether you’re considering buying a new home, refinancing your mortgage to secure better terms or exploring property investment opportunities, now could be a good time to review your financial strategy.
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting. August 2024 data shows unemployment
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting.
August 2024 data shows unemployment rates steady at 4.2%, but this is up from a low of 3.5% in mid-2022. The US Federal Reserve reduced its interest rates by 0.50% to 4.75% last week to limit further deterioration in their job market and economists here are predicting that labour markets are the key to curbing inflation.
Previous forecasts from some of the big four banks, which had suggested a rate cut may happen in November 2024, are now indicating that the RBA is unlikely to lower rates until the new year.
Today’s decision underscores the importance of staying informed about economic developments and their potential impact on your finances.
Whether you’re considering buying a new home, refinancing your mortgage to secure better terms or exploring avenues for property investment, now could be an advantageous time to review your financial strategy.
Do you have some small, overlooked patches of earth at your place that you think are good for nothing? Check out our chat with clever
Do you have some small, overlooked patches of earth at your place that you think are good for nothing? Check out our chat with clever gardeners Kat and Kushla, who prove that even 50cm strips of unused space can produce delicious edible bounty.
We take the microscope to property prices in our eight major cities and learn some interesting things – there are some new kids on the block and the results might surprise you.
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting. With the June 2024 quarter
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting.
With the June 2024 quarter Consumer Price Index (CPI) coming in slightly lower than some expected at 3.8% and monthly unemployment rising to 4.1% in June 2024, this decision reflects the RBA’s cautious approach and intention to monitor data.
Prior to the last RBA meeting in June, predictions from the big four banks estimated we’d be unlikely to see a rate cut before November 2024. Most economists agree with this sentiment and with inflation slowly being brought under control, are predicting the next movement to be a decrease.
Today’s decision underscores the importance of staying informed about economic developments and their potential impact on your finances.
Whether you’re considering buying a new home, refinancing your mortgage to secure better terms or exploring avenues for property investment, now could be an advantageous time to review your financial strategy.
If you’d like to have a chat about what today’s news means for you and your finances, please don’t hesitate to get in touch.
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting. This decision reflects the RBA’s
The Reserve Bank of Australia (RBA) has just announced a hold on the cash rate of 4.35% at today’s meeting.
This decision reflects the RBA’s cautious approach and intention to monitor data amidst a backdrop of mixed economic indicators:
The announcement to hold rates coincides with predictions from the big four banks that the RBA won’t move to reduce rates in the near future, with the earliest estimate of a rate cut from that cohort being November 2024.
Today’s decision underscores the importance of staying informed about economic developments and their potential impact on your finances.
Whether you’re considering buying a new home, refinancing your mortgage to secure better terms or exploring avenues for property investment, now could be an advantageous time to review your financial strategy.
For anyone with a mortgage, or if you are thinking about the prospect of one, to fix or not to fix the home loan rate
For anyone with a mortgage, or if you are thinking about the prospect of one, to fix or not to fix the home loan rate is a hot topic. While we would need a crystal ball to know just where the cash rate and associated fixed rates might land in the year ahead, our lead article drills down into market predictions, and what you should consider if you’re thinking of locking in a fixed term.
With the cost of living up, many are feeling the pinch as they juggle household finances. If you’re on the hunt for ways to counteract an ever-growing grocery bill, check out Haven Food. We’ve got a delicious, budget-friendly chicken casserole recipe that will feed four for under $20.
The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%. The decision to maintain the cash rate comes
The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%.
The decision to maintain the cash rate comes after March 2024 data showed inflation remains persistently high.
The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%. The decision to maintain the cash rate follows
The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%.
The decision to maintain the cash rate follows relatively stable inflation rates over the last quarter.
As housing affordability continues to put home ownership beyond the grasp of many Australians, we chat with two friends who pooled resources to make the
As housing affordability continues to put home ownership beyond the grasp of many Australians, we chat with two friends who pooled resources to make the dream of having their own home a reality. Our lead story explores the ins and outs of turning to mates to help get a foothold on the property ladder.
You’ve found the place you want to buy, but do you have a solid grasp on the difference between what you can borrow to finance it, versus what you should borrow? Figuring out the ‘can’ as opposed to the ‘should’ mortgage sweet spot involves multiple factors, and our Borrowers Dilemma story steps you through everything to consider.
Putting a call out to the Fido and Fluffy owners. We’re running a pet and their person lookalike competition. If you look like your pet, send in a photo of the two of you together for the chance to win $1,000.
In its first meeting of the year, The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%. The
In its first meeting of the year, The Reserve Bank of Australia (RBA) has decided to again hold the official cash rate at 4.35%.
The decision to maintain the cash rate follows the release of data last week which showed the annual inflation rate is falling faster than expected.
This year, the RBA will decrease the frequency of their meetings from eleven to eight times per year. If you’d like more information on when the meetings are scheduled, you can read more here.
Do you have any idea what a home loan really ends up costing over the life of a mortgage? Thanks to the interest paid over
Do you have any idea what a home loan really ends up costing over the life of a mortgage? Thanks to the interest paid over an average 30-year loan term, the figures are eye-watering. Our lead article closely inspects the figures and delves into the simple yet incredibly effective strategies that can carve thousands of dollars off the life of a loan.
If you’re in the market to sell a property, we look at the list of issues that you are now legally obliged to declare upon selling, thanks to new property laws coming into play in most Australian States. The list is also worth a look if you are a prospective home buyer interested in knowing your rights when purchasing.
For many of us, hand-in-hand with summer comes a slower pace once the holiday break hits. I hope that as your year draws to a close, you find some downtime with those dear to you. I wish you season’s greetings and look forward to seeing you again in the new year.
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