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Cash rate update for December 2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting. The RBA’s decision this month reflects

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The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting.

The RBA’s decision this month reflects its ongoing cautious approach as it works to balance inflation control with supporting employment. The latest data shows:

  • Headline (annual) inflation has risen to 3.8% in the year to October 2025, up from 3.6% in September 2025, and remains above the RBA’s 2%-3% target range.
  • Underlying (trimmed mean) inflation sits at 3.3%, the RBA’s preferred underlying measure, helping highlight that broad-based inflation pressures remain.

By keeping the cash rate on hold, the RBA has left room to observe how economic conditions evolve before determining whether further monetary policy adjustments are needed.

Today’s decision underscores the importance of staying informed about economic developments and considering what they may mean for your financial position.

Whether you’re weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

If you’d like to have a chat about what today’s news means for you and your finances, please don’t hesitate to get in touch.

Cash rate update for November 2025

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting. This outcome reflects the RBA’s cautious

Read more

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting.

This outcome reflects the RBA’s cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates:

  • Inflation: Headline consumer price index (CPI) rose to 3.2% in September 2025 (up from 2.1 per cent in the June 2025 quarter).
  • Employment: Unemployment edged up to 4.5% in September 2025, signalling a slightly softer labour market.


Holding the cash rate steady provides the RBA with time to assess how economic conditions evolve and whether further adjustments are needed to maintain stability.

Today’s decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.

Whether you’re weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.

If you’d like to have a chat about what today’s news means for you and your finances, please don’t hesitate to get in touch.

Welcome to the Spring 2025 edition of Haven

With the season’s arrival come longer days and the subtle promise of warmer weather. As house prices continue to climb, apartment living is becoming an

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With the season’s arrival come longer days and the subtle promise of warmer weather.

As house prices continue to climb, apartment living is becoming an increasingly popular choice for families, offering convenience and a sense of community. In this issue, we explore the pros and cons of trading a spacious backyard for shared spaces.

We also delve into the rise of life skills courses – designed to help adults master everyday tasks like changing a lightbulb or a tyre. There’s plenty of “adulting” courses coming to the fore.

Planning a holiday? Has a past vacation ever gone hilariously wrong? We’d love to hear your story – there’s $1,000 up for grabs for the most entertaining tale.

And as always, if you need any assistance with your mortgage, please don’t hesitate to reach out. I’m here to help anytime.

Welcome to the Winter 2025 edition of Haven

With our homes contributing about 10 per cent of Australia’s carbon emissions, we look at the big and small changes that are kind to the

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With our homes contributing about 10 per cent of Australia’s carbon emissions, we look at the big and small changes that are kind to the planet and your wallet.

If you’re out there viewing properties, it could be helpful to be aware of the common tricks used by agents to entice buyers into making an offer.

Have you ever embarked on a DIY project that has gone massively wrong? We’d love to hear about it, and $1,000 is up for grabs for the most entertaining story.